Personal Injury Attorney Charleston | Would The Insurance Company Lie?
Personal Injury Attorney Charleston | What If the Insurance Company Tells Me That I Don’t Need an Attorney?
Life can change quickly after a serious accident. In addition to healing from their wounds, accident victims are often faced with offers from insurance companies. Representatives from these companies often tell injured parties that they don’t need an attorney. While they might seem well-intentioned, it’s generally not wise to trust the word of the insurance company’s negotiator.
Who is the Insurance Company Really Looking Out For?
If you or a family member has been injured in an accident, you’ve likely already heard from the responsible party’s insurance company. The insurance claim negotiator or adjuster may even have made a settlement offer and told you that it wasn’t necessary to contact a personal injury attorney. If you’d been in a minor accident and hadn’t been seriously injured, it might have made sense to settle.
When you’re injured, though, it’s a different ballgame. Recovering from physical and emotional injuries can be expensive and time-consuming. You might miss work. In some cases, victims aren’t able to return to work again at all. It’s likely that the insurance company’s offer simply isn’t enough to compensate for your pain and suffering. No matter how nice the adjuster or negotiator you talk to seems, remember that this is a professional working for a profit-driven company.
The bottom line is that insurance companies are in the business of making money. That means they sometimes try to protect their pockets by low balling accident victims. Don’t make the mistake of confusing an insurance adjuster’s friendliness with concern for your best interests. In many cases, insurance companies don’t want you to talk to personal injury attorneys because they know they’ve made an unfair offer.
Know How to Handle Your Case
If you’re struggling to decide if you need to contact a personal injury attorney for help, evaluate the severity of your injuries. Accident victims with minor injuries that don’t cause a substantial disruption to their lives are often able to handle negotiations with insurance companies on their own. If you’ve been seriously injured, call an experienced attorney. It’s the best way to ensure that you’ll receive the compensation you deserve.