Personal Injury Attorney Charleston | What You Need to Know When the Other Driver is Uninsured

Personal Injury Attorney Charleston | Being in a car accident can be extremely stressful. Even if there are no injuries, there will be vehicle damages, possibly property damage, and the hassle of dealing with insurance companies. Car insurance gives us the peace of mind that our accidents will be covered in the unfortunate event that one happens, but what happens when the at-fault driver is uninsured?

Uninsured Driver Coverage- You pay for uninsured motorist coverage on your own car insurance plan. This coverage means that when you are in a car accident and the at-fault driver doesn’t have insurance, your insurance will cover the damages. 

Underinsured Driver Coverage- Your insurance plan also includes coverage for when the damages of your accident go over the limit of what the at-fault driver’s coverage will allow. You’ll file this claim with your insurance after you’ve gotten a total sum of the damages and discovered what the driver’s insurance would payout. 

One thing that drivers should know is that the uninsured/underinsured claim cannot exceed the damage limitations in your own policy details. 

Hiring a Personal Injury Attorney in Charleston – Your priority is to protect yourself and your rights, and there is no one better to help you with this than a personal injury attorney in Charleston. An attorney like Peter David Brown, P.A. can help ensure that during witness depositions, pretrial investigation, and other parts of the claim are handled fairly, justly, and expediently. If you cannot agree on settlement terms with your insurance company the claim will also need to go to arbitration which a personal injury attorney in Charleston, is very hand for especially since appeal rights are limited in arbitration versus the court systems. 

If you have been in a car accident where the other driver is uninsured or underinsured, call The Law Office of Peter David Brown, P.A.,  at 843-806-0899. 


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